DisnatDirect Interest Rates
Interest is calculated daily based on the closing balance and posted monthly in the currency of the account, according to the rates below. Interest is not paid or charged unless the amount is $5 or over, except for registered accounts which have no minimum. Rates are subject to change without warning. Click here for current prime rates.
| Debit balances |
CAD Rate |
USD Rate |
| $0 - $9,999 |
Prime + 1% |
Prime + 1% |
| $10,000 - $49,999 |
Prime + 0.50% |
Prime + 0.75% |
| $50,000 - $99,999 |
Prime |
Prime + 0.50% |
| $100,000 - $999,999 |
Prime – 0.25% |
Prime + 0.25% |
| $1,000,000 & over |
Prime – 0.50% |
Prime |
| Credit balances |
CAD Rate |
USD Rate |
| $0 - $9,999 |
Prime – 4.50% |
Prime – 5% |
| $10,000 - $49,999 |
Prime – 4.25% |
Prime – 5% |
| $50,000 & over |
Prime – 4% |
Prime – 5% |
Registered Accounts,
all balances |
Prime – 4% |
N/A |
|
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