Desjardins Investment Savings Account
Product only available to Quebec residents and companies registered in Quebec through Desjardins Securities advisors and CIRO investment advisors with Desjardins Signature Service, as well as through Desjardins Online Brokerage.Footnote 1
Access your money easily and get competitive rates
The Desjardins Investment Savings Account is a great way to grow your money for future projects, cover unexpected expenses or invest later. It can also diversify your investment portfolio.
This account offers competitive interest rates and flexibility, giving you quick access to your funds whenever you need them.
Advantages
Competitive rates
Grow your investment with our interest rates that are among the most competitive on the market. Interest is calculated daily and paid monthly.Footnote 2
Easy access
Your funds are available at any time.Footnote 3 There is no lock-in period or maturity date.
No fees
No transaction or service fees.
Flexible
This investment is eligible for registered and non-registered plans.
Safe
The Autorité des marchés financiers (AMF) protects the money you invest with deposit insurance.Footnote 4
Accessible
This account is available to any type of investor.Footnote 1 The minimum initial investment is $1,000, and $100 for subsequent investments.Footnote 5
Product details
| Product Code | Rate |
|---|---|
| DJQ1100 | See current rate |
- Product available in Canadian dollars only
- Minimum initial investment of $1,000
- Minimum $100 for subsequent investmentsFootnote 5
- Maximum investment: none
- Product available only to residents of the province of Quebec and companies registered in the province of Quebec. Desjardins Securities Inc. is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and a member of the Canadian Investor Protection Fund (CIPF).
- Monthly interest payment (or upon full buyback) paid into the account or reinvested.
- Within one business day, subject to the processing times described in the Account terms and conditions of account use.
- The Desjardins Investment Savings Account (DISA) is a money deposit in regard of the Deposit Institutions and Deposit Protection Act. The Fédération des caisses Desjardins du Québec is a deposit institution authorized by the AMF. Your deposits are protected by the deposit insurance. For more information, visit the deposit protection page on the AMF websiteExternal link..
- Not eligible for pre-authorized/automatic withdrawals.
Desjardins Wealth Management Securities is a trade name used by Desjardins Securities Inc.
Desjardins®, all trademarks containing the word Desjardins, as well as related logos are trademarks of the Fédération des caisses Desjardins du Québec, used under licence.